Timiza Loan App APK Download Today

Timiza Loan App Logo
Timiza Loan App Logo

Timiza loan app is a mobile money lending platform which provides fast and affordable personal loans to borrowers in Kenya via M-PESA.

Now a super app , Timiza App by Absa bank ( formerly Barclays Bank) is designed to enable Kenyans to access Loans among other services like paying bills, airtime top up,buying insurance,forex and paying for Little Cab over Android smartphones and tablets.


Updated Feb,2023 : Timiza is now by Absa Bank Kenya 

Timiza Loan App Updated Summary 


Timiza Loan App Summary Description
App Name Timiza
Bank Absa Bank Kenya
Company Absa Group Limited
Year Launched 2021
Rated 4.2 stars out of 5
Downloads so far 500k+
Loan Limits Up to KES 150,000
Interest Rate 1.083% one off
Facilitation Fees 5%
Loan Tenure 30 days
Phone Numbers +254 709 213 000
Email timiza.KE@absa.africa
M-Pesa Paybill Number 300067

Allow me to give my experience with Timiza Loan App from Absa Bank. As always my interest is in the 'loans feature '.

I learnt about Timiza like two months ago ( in March during the launch).As usual ,I tested it, the same way I did with Tala, Branch, Haraka,Shika, Afrikash and more ,because I wanted to share here on Loans Kenya Blog.The results were not okay for me.

Timiza was telling me 'No Account To Link ' and my loan limit was 'ZERO'.I quickly grouped this as one of those apps that require a linked bank account and savings like what most bank apps need.I therefore decided to leave it idle because I didn't have an account with Absa Bank.

Two months later (in May), today I decide to try Timiza app again and I was surprised!With nil savings and without linked bank account ,my loan limit was ksh16200 !

I decided to test the app again by requesting a loan of ksh 10000 , my first Timiza loan.Though it took two hours but it was credited to my Timiza virtual account.

Timiza App by Barclays loan approved

I can now confidently recommend Timiza Loan App to fellow Kenyans.This app truly gives out loans and you don't need to have an account with Absa Bank (Barclays Bank).The app will create a virtual account for you.

Getting Started with Timiza App.

All you need is to be 18 years and above,have an Mpesa account and an Android device (either a smartphone or tablet).

Now you're ready to go! 
If you don't get a loan limit right away, you can start saving with your virtual Timiza account or give it sometime like what I did.Just don't uninstall the app !

How to borrow from Timiza App  

Maximum Loan Amount to borrow from Timiza is ksh 150,000
  • Login to app
  • You'll get your loan limit displayed 
  • Select 'my loans'
  • Select 'Request loan '
  • Enter the amount you wish to borrow (never exceed the loan limit)
  • Select 'Continue '
Wait for a notification from Timiza.If approved ,your money will be in your Timiza account.You can move your money into your Mpesa account and withdraw it from Mpesa agents .


Check Timiza interest rate and fees below;

Pay Timiza Loan

  • Login to the app
  • Select 'My loans '
  • Select 'Repay loan'
  • You choose to repay in full or partial 
  • You can also choose to repay with Timiza or Mpesa 
  • Enter transaction pin ( your Timiza PIN )
  • And continue 
If you choose Mpesa and the pop up fails, kindly repay using  Absa Timiza paybill number 300067.
  • Go to Mpesa 
  • Select Paybill 
  • Enter business number 300067
  • For account number enter your phone number 
  • Amount (enter the loan amount you wish to repay)
  • Enter Mpesa PIN
  • Submit 
Wait for a notification from Timiza.
In case you repay more than the loan due, your excess money will be credited to your Timiza account. 
You can also visit any Absa bank branch to repay the loan. 

Timiza Loan Customer Care Contacts 

If you encounter any issues with the app, you can always use the ways below to seek for help;
  • Call; 020 3900000
  • Call;0732 130120
  • Call;0722 130120
  • Email; barclays.kenya@barclays.com
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