KCB Bank loan app is a fast money lending platform which provides fast and affordable loans to borrowers in Kenya via M-PESA.
The app is actually the mobile banking app for KCB and helps customers access many of the banking services via their mobile phones.
KCB mobile banking can also be accessed via a USSD code*522# in addition to using the KCB mobile banking loan app.
KCB mobile loans - Interest Rates, Loan Limits
The loan facility accessed via KCB app or USSD code*522# is known as the KCB mobiloan.
KCB mobiloan is taken against your account. In this regard you must be an active customer to qualify for a mobiloan.
Mobiloan limits depends on the customer's account activeness, balance and the customer's credit score.
Customers can however,take up to millions instantly via the KCB loan app.
KCB mobiloan interest rate is low.
How to Apply for KCB mobiloan
Application is through the app or via USSD code.
KCB App
You simply login to the app and look for the loan feature. Select also the KCB account you would like to associate with the loan you want to apply.
The app will then show you how much loan amount you can get before proceeding to apply for the mobiloan.
When approved, the amount will be deposited into your bank account. You can now withdraw the money to your M-PESA account.
USSD code*522#
You can still get a mobiloan via KCB USSD code*522#.
This code is available for use to even customers with feature mobile phones.
You'll dial *522# from your registered mobile phone number, enter your KCB pin and select loan.
It's advisable to first confirm your loan limit before applying for the loan.
Approved loan will be deposited in to your KCB account.
Using the same USSD code, you can choose to withdraw the money to your M-PESA account.
Download KCB App
To access loans and do other transactions,you can download KCB loan app from Google play store or Apple app store and connect your accounts.
Pay KCB mobiloan
Payment is done from within the app as described during loan application. Loan payment is via M-PESA or via your KCB bank account.
KCB Mobile Loans in Kenya
As earlier mentioned, KCB provides three groups of mobile loans which include; Vooma, KCB M-Pesa and mobiloan.
I would therefore recommend you read more about each of the remaining tow KCB mobile loans from the links below;
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