Why KCBMPesa, M-shwari are the Best Loans

There is something unique about KCBMPESA and M-shwari as compared to many other digital lenders in Kenya.

Most of the popular digital lenders are only accessible via loan apps for example Tala, Branch,Timiza, Zenka or via USSD code for example Okoa Sasa and Okoa Mia.

This is not the case when it comes to KCBMPESA and M-shwari. The two lenders are unique in that you can access their services just from the Safaricom SIM card. 

This is what makes KCBMPESA and M-shwari the simplest to use and easily accessible. You don't need any internet connection to access their loans.

M-shwari provide fast loans from as low as ksh 100 and to as high as ksh 50,000 repayable within 30 days (1 month). Mshwari loans attract a facilitation fee of 7.5 percent.

KCBMPesa loans range from ksh 100 to ksh 1 million . KCB charges a facilitation fee of 7.5 percent.


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