Tala Loan App APK Download Today

Tala loan app logo
Tala loan app logo

Tala loan app is a mobile money lending platform which provides fast and affordable loans to borrowers in Kenya via M-PESA.

The parent company,Tala Mobile is an international credit services company highly interested in financially unlocking the unbanked communities out of poverty by availing quick low interest mobile loans.

Formerly Inventure, currently Tala trades in Kenya,Tanzania and the Philippines but has intentions of spreading to many more countries with near targets being Mexico and India.

If you're in Philippines check Tala Philippines here

Tala Kenya, the  loan app serves as the platform where consumers of the credit products get served.All you need to have is an android smart phone compatible with the app.

Read: More mobile loan apps in Kenya

Tala Loan App Details Summary

Tala Loan App Details Description
App Name Tala
Company Tala Mobile
Year Launched 2014
Countries Present Kenya, Tanzania, Mexico,India, Philippines
Rated 4.4 stars out of 5
Loan Limits KES 1,000 - KES 30,000
Interest Rates 4% - 34% per month
APR 78.21% - 273.75% per year
Late fees 8% one time
Loan Tenure 30days (extend to 61 days)
SMS/Code 21991
M-PESA paybill number 851900
Referral Program Yes
Email hellokenya@talamobile.com
Facebook Talakenya
Website Tala.co.ke

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How to use Tala

Before you can apply for loans from Tala,you must download that Tala loan app and register as a customer.You'll need a safaricom Mpesa number to proceed to become a customer.

Let me invite you to Tala because am also using it.Download Tala loan app here and use or write the Referral Code LUK07o3 (this code is LUK- zero -seven - letter o - three)  .By applying the referral code you make us get a commission.

After registration,the app will collect some data in your mobile device which among other information will be used to calculate your creditworthiness and come up with a loan limit and interest rate for you.

Most people don't qualify on day one.If this happens,don't uninstall the app! Leave it there and continue using your phone as normal.Keep on checking the app,preferably after every week to confirm if you now qualify for a loan.

How to borrow from Tala App

  • Open the app
  • Login with your Tala PIN
  • Select Apply 
  • Fill in the few details required 
  • You'll get a loan limit
  • Select the amount you wish to borrow 
  • Select the duration of the loan before repayment 
  • Accept terms and Submit
  • Money will be sent immediately  to your Mpesa number which you registered with on Tala App.

How to Repay Tala loan

I have a detailed post on how to make a repayment to a loan borrowed from Tala.Whether it's a 30 days or 21 days loan that you need to repay, kindly check the link below for the steps. Always remember the account number is your phone number and Tala paybill number is 851900

How to Contact Tala Kenya 

Although there are  no numbers to call but there are other different ways to reach out to the Tala help team.Check the link below for how to chat with Tala.

Tala Loan Features

  • Loan is disbursed within minutes to your Mpesa account
  • Maximum loan amount one can qualify for is kes50000
  • Interest rate is flexible and depends on customer credit score
  • Repayment duration depends on the amount borrowed.It can be due within a week or a month.

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  1. Tala is good when it comes to issuing loans to the common mwananchi. The only thing they should work on is their interest rates. They are a bit higher compared to other loan apps.

    1. I applied for loan yesterday and finished the process up to now no response,am not happy

    2. My loan can't reach from yesterday

  2. Where is my loan of yesterday


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