M-PESA GlobalPay Virtual Visa Card is a payment card linked to a customer's M-Pesa wallet and enables one to transact on global merchants for example Netflix, Amazon and Shopify.
For years it have been impossible to do transactions using MPesa on such global merchants. The only way was to use a Visa, MasterCard or American Express card linked to a bank account.
With the MPesa Global Pay Visa Card launch over 30 million will finally be able to use MPesa wallets to make payments on global online shops.
What's MPesa Global Pay Visa Card
As already described above, it's a payment card linked to a customer's M-Pesa account. Here are the three important MPesa Global Pay Visa Card details;
- Card Number
- Expiration Date
- Dynamic CVV
Some of the card features include;
- It's linked to the customers MPesa account
- The maximum allowable per transaction is KES 150,000
- The maximum transaction per day is KES 300,000
- The card expiration is 3 years after creation
- Inactive card get deactivated after 6 months
- There's a normal card transaction fee of 3.5% per transaction
- You create the card and decorate it to your liking
- The card is available via MPesa app and Mpesa USSD code *334#
- You can set your card limits
- You can set repeat payment
- Card has dynamic CVV
The card doesn't represent your MPesa account. All it does is to map the amount in your MPesa wallet. The dynamic CVV is important because it enhances the security of the card.
How to Get M-Pesa Global Pay Visa Card - 2 Easy Ways
The card is available to all mpesa users in the country. It's what you'll need to purchase items or pay for services from global merchants. There are two ways to create your MPesa Global Pay Visa Card;
Create M-Pesa Global Pay Visa Card via MPesa App
- Log in your MPesa app
- Select Grow
- Select Global Pay
- Now opt in
- Customize your virtual card
- After youre done, Safaricom will send a message with your card details which include your card number,expiry date and CVV
- You'll always find your card when you login to your MPesa app
Create M-PESA GlobalPay Visa Card via USSD
- Dial *334#
- Select Lipa Na MPesa
- Select Global Pay
- Create Card
- Safaricom will send the card details when you're are done via SMS - Card number, expiration date and CVV.
How to Use M-PESA GlobalPay Virtual Visa Card
The card is only supposed to be used on global merchants platforms where MPesa payments option isn't available.
Note: You can't use MPesa Global Pay Visa Card on local stores where direct MPesa payment is allowed. These stores may include ; Masoko, Sky Garden or Jumia.
Just like any other visa card, when you want pay for anything or purchase anything from international merchants, all you'll need to input is the virtual card number, Expiration date and CVV. These details are always available on your MPesa app.
Due to the ever changing CVV, customers will have to select 'repeat payment' option to pay for subscription services. Repeat payment helps app capture customer details for the future payments.
Who Needs M-PESA GlobalPay Virtual Visa Card
As mentioned earlier,the card is available to any MPesa user in Kenya. But who actually is the card for?
M-PESA GlobalPay Virtual Visa Card is much needed by individuals who buy mostly from global merchants like Amazon, Alibaba, AliExpress, eBay and others. Individuals who use subscription services for example Netflix, Shopify, Google Play and Bluehost actually need the card.
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