How to get MSME Loans From KCB Bank


KCB Group CEO Joshua Oigara

Kenya Commercial Bank (KCB) has a special loan facility aimed at helping business customers to achieve more.

The lender targets Micro Small & Medium  Enterprises (MSME) owners with easy loans to boost the economy. 

Who Qualifies for KCB MSME loan

  • KCB business customers with active accounts for more than 6 months
  • Customers with businesses registered in kenya
  • Businesses with annual turn over of between ksh 500,000 to ksh 100 million
  •  Posses business registration certificate 
  • Posses valid business permit or trade license from the county government 
  • Have a tax compliance certificate 
  • Business must be over 2 years old
  • Business must have a good CRB rating 

KCB MSME Loan Limits And Repayment 

The loan amount provided is up to ksh 5 million. The amount awarded will depend on various factors as will be described to the borrower by the bank. 

The MSME loan repayment is up to 36 months (3 years).


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