Faraja Loan : How to access Safaricom new Interest free loan

How to access faraja loan ,safaricom's new interest free loan? This is what many Kenyans have been asking.

But first,what is Faraja loan? It is a loan facility offered to buyers to make purchases from merchants via M-PESA and pay later. 

Some of the merchants already allowing purchases via M-Pesa faraja loan include; Naivas Supermarket, Good life Pharmacies, City Walk among others.

A customer can make purchases of goods worth up to KSh100,000 and pay the same amount after 30 days without interest. The minimum loan limit is KSh 20.

Faraja loan is being provided by Safaricom in partnership with Central Bank's approved digital credit provider EDOMx. 
Faraja loan logo
Faraja loan logo

How can I access Faraja loan? To opt in you should use faraja loan ussd code*799#. 

The service will tell you your faraja loan limit before using the loan to purchase goods. 

To use faraja to buy goods dial *799# and proceed to pay via merchant till number.


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