4 Loan Apps with the Lowest Interest Rates in Kenya

I have a list of four (4) loan apps with the lowest interest rates in Kenya which am going to reveal today.

Surprisingly the list does not include the top,old and popular loan apps like Tala and Branch.

Whoever discovers this list will be enjoying affordable loans henceforth if he or she qualifies.

4 Mobile loan apps with the lowest interest rates.


It's now time to name the loan apps which appear and have proven to be giving cheap affordable loans in Kenya. 

Here is the list of cheapest loan apps you can consider for fast mobile loans; 

Hustler fund logo


1. Hustler Fund 

Hustler fund charges an interest rate of 8% per annum. Borrowers can take personal loans of up to Ksh. 50,000 instantly.

2. Mshwari 

Mshwari charges a facilitation fee ( interest rate) of 7.5% one time. Borrowers can get up to Ksh. 50,000 as instant loans

3. KCBM-Pesa 

The facilitation fee (interest rate) for KCB M-PESA loan is 7.5% one time. Borrowers can take up to Ksh.1 million as loan via KCB M-Pesa.

4. Zidisha 

Zidisha loans interest rate is 5% per annum. 
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