10 Best Places to get Smartphone Loans in Kenya

Smartphone loans (smartphones on loan) is an asset finance facility which helps customers to get smartphone devices on credit terms by paying later for the phone in equal installments.

The loan facility is becoming popular in Kenya due to the fact that, it enables a customer to start using the smartphone device right away after only paying a deposit even before full payment is done.

Full payment is usually done in daily,weekly or monthly installments. With some lenders and depending on the device price, the installments can be made yearly. 

Some of the Smartphone Brands common with Smartphone loans include; Samsung, Nokia,Itel, Infinix,Tecno and oppo.

There are already many lenders who are giving out smartphone device loans in Kenya but for the purpose of this article, I will be listing the best.

10 Best smartphones on loans in Kenya 

I find these loans on phones as the most reliable, having never failed customers for a while now in providing smartphone devices on credit. 

1. Safaricom Lipa Mdogo Mdogo smartphone loans

Lipa Mdogo Mdogo is a phone on loan program by Safaricom,the largest Telco in Kenya.

To get the loans one can apply dialling*544# or by visiting a Safaricom retail outlet.

2. M-kopa smartphone loans 

Phones on loan from m-kopa can be accessed by visiting any outlet near you or if you're lucky one of the m-kopa will be in your area providing the service.

M-kopa is the largest solar company in the world.

3. Aspira smartphone loans 

Aspira phones on loan can be accessed by making an application online via aspira app or website.

In addition to smartphone loans,aspira also provide other loans for various items including household items and more.

4. Lipa Later smartphone loans 

A customer can get a smartphone loan by applying online via Lipa later website. Loans are approved within one day.

5. Watu Africa smartphone loans 

Watu Africa (Credit) smartphone loans are accessible by visiting any watu Africa outlet,or Safaricom retail outlet. 

In addition to smartphone loans,watu Africa provides boda boda loans and logbook loans too.

6. Solar Panda smartphone loans 

To access solar Panda smartphone loans,you can visit any nearest outlet or come into contact with a solar panda sales representative in your area.

Solar Panda is also a solar equipment company in addition to providing smartphone loans.

7. Mogo smartphone loans 

Mogo smartphone loans

Mogo smartphone loans are accessible via the mogo website. A customer can apply online an get a decision in 24 hours

8. Dlight smartphone loans 

To get phones on loan from dlight, you can visit any nearest branch or con into contact with a sales person in your area.

Dlight is also a solar company just like Solar Panda and M-kopa.

9. PayJoy smartphone loans 

To get a smartphone loan from PayJoy you can visit any branch near you and make an application.

10. Pesakit smartphone loans 

You can get a pesakit smartphone loan by applying via the pesakit app and get approved within one day.


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