Faraja Credit USSD Code and Contacts

Faraja Credit is a financial product which helps buyers to purchase goods on credit terms in Kenya and in the US.

In this article am going to give up to date information about faraja credit USSD code and customer care contacts in Kenya.

What is Faraja Credit?

In details faraja credit is a service available to Safaricom MPesa users and it enables them to acquire goods from approved merchants and pay in a later date - after 30 days. 
Faraja Credit Loan

What's Faraja Credit Interest Rates? The service charges zero (0%) interest rate. There are however other charges and they include USSD and M-PESA transaction fees.

Can I withdraw money from my faraja account? The answer is 'no'. Faraja is not something which can enable you to withdraw the money from an M-Pesa agent ,send to a friend or buy airtime.

The facility is meant for strictly accessing goods and or services at a point of sale or online from an approved participating merchant. 

How can one pay back faraja credit loans? After 30 days the loan is ready for repayment. Customers with active faraja loans pay using USSD Code*799# or via Faraja mini-app in MPesa App.

Faraja Credit USSD Code 

The code is very important in the whole process of joining faraja and even accessing the service loans.

Faraja USSD code is *799# and as said earlier, an MPesa customer who wish to use faraja credit service will have to dial the said USSD code in order to opt in.

Before one can access the service during making purchases from merchants,he or she will be required to dial *799#.

Each registered customer is given a faraja credit loan limit. This is the maximum amount a customer can use to buy goods on credit. 

The maximum faraja credit limit is KES 100,000. This is the highest value of goods a very qualified customer can get. Least qualified customers on the other hand get a loan of KES 20. 

Unqualified customers have a faraja credit limit of zero. This simple means they can't participate in the said facility.

Lipa Na M-PESA is the platform used to purchase goods and or services using faraja credit loans.

Faraja Credit Contacts 

To get help from  faraja credit customer care use the numbers and email address below; 



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