The M-Pesa Junior Account which is meant to be used by minors in Kenya has the following features. But before we look at that, we need to learn a few things about this Safaricom Mpesa product.
What is M-Pesa Junior Account
An MPesa junior account is a special kind of an MPesa account which will be available for use by persons who are undermthenage of 18 years.
This is a big opportunity for the under age and even parents. For the under age, atleast they'll now be able to send and or receive money just like adults.
MPesa Junior Features
The account will enable users who are minors to do the following at the moment . Here are the five (5) features of the MPesa junior account;
- Send money
- Receive money
- Buy airtime from mpesa
- Withdraw money
- Pay for services using Lipa Na MPesa
Requirements for Mpesa Junior Account
In order to get mpesa junior account a minor must be accompanied by a parent or guardian during the registration process
The parent or guardian must present his or her national ID card.
In summary the requirements are;
- Parent or guardian
- The Minor
- Parent or guardian National ID
Will MPesa Junior have access to loans
We all know that mpesa have lending services in there. For the junior account such loan will not be available. The M-Pesa loans juniors will not access include;
- M-shwari
- KCB MPesa
- Fuliza MPesa
- Halal Pesa
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