With the Affirm App, customers can apply for credit and also open high yield savings accounts with the lender.
The main goal however, is to make it possible for customers to purchase goods from almost all known stores across the United States.
How to Download Affirm App
To start accessing the service, you must first Download Affirm App from Google play store or from Apple's appstore then create your Affirm account.
Affirm Loans - Interest Rates, Loan Limits
Customers then choose stores of their choice to buy items from. This is when affirm app will evaluate the eligibility for the customer to buy the goods on credit.
Approved customers will then pay the loan in monthly instalments as previously directed by Affirm. To get the goods on credit, buyers choose Affirm while checking out on each store.
The loans have an interest rate between 0% to 30% depending on the customer's credit rating. There are no late payment fees charged.
The loan amount is equivalent to the total sum price of the goods purchased on credit. For this reason, each customer has a different loan limit.
Read : Cash App Loan App USA
Affirm Stores
The lender has a large number of stores where customers can purchase items from. Some of the popular stores include;
- Amazon
- Nike
- Best Buy
- Walmart
- Purple
- Adidas
- Expedia
- NECTAR Sleep
- Pottery Barn
- The RealReal
- Neiman Marcus
- Delta Vacations
- Saks Fith Avenue
- Joy bird
- Reverb
- ThredUp
- Room & Board
- StockX
- DJI
- Lull
- Tradesy
- Theragun
Affirm Personal Loans
You can still ask for personal loans from Affirm especially if you open a savings account. The money is held with Cross River Bank.
Affirm Lenders
Affirm works with lenders to provide the credit services. The lenders are;
- Cross River Bank
- Celtic Bank
- Affirm Loan Services, LLC
Affirm Loans Payment
The payment can be done directly to the stores or on Affirm App via Google Pay, Apple Pay and Credit Cards.
Affirm Contacts - Loan Phone Numbers
To get more help from Affirm concerning the services, kindly use the following Contacts below;
- help@affirm.com
- 650 California St, FL 12 San Francisco, CA 94108, USA
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