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Stanbic Bank Niko Sawa Smart Direct Account


Stanbic Bank Niko Sawa

Stanbic Bank of Kenya is encouraging Kenyans to open a Smart Direct Account which will make the phrase Niko Sawa come true.

Who Can Open Smart Direct Account 

  • Salaried individuals earning ksh 15,000 to ksh 150,000 monthly 
  • Kenyan citizen 
  • 18 yers or above. 

How to Open Niko Sawa Smart Direct Account 

  • You can open the account online on the Stanbic website or app
  • SMS to the word Smart to 22208
  • Visit any nearest Stanbic Bank branch 

Smart Direct Account Features 

  • There is no minimum operating balance 
  • Can deposit money from Mpesa to your Stanbic Bank account 
  • Pay as you transact for all transactions 
  • Targeting salaried individuals 
  • Have access to multiple current accounts 
  • Account is available in different major currencies. 

What are the benefits of having a Smart Direct Account 

  • There's income protection for example a ksh 450,000 retrenchment cover for salaried customers 
  • Funeral cover of ksh 100,000
  • Life cover of 6 months gross income/salary capped at ksh 900,000
  • There's ability to make both local and international payments via available digital ways. 
  • Access to silver debit or credit card without joining fees.
  • Access to monthly salary advance via mobile banking 
  • Free Salary Credit 
  • Free internet banking 
  • Free e-statements 

Stanbic Bank Contacts 

To get further assistance, kindly check Stanbic Bank Contacts 


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