4 Ways to Increase KCB M-PESA Loan Limit


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KCB M-Pesa provides loans from sh 50 all the way up to sh 1million to qualified borrowers in Kenya. But how can you increase your loan limit to such a high amount?

Each customer is given a starting loan limit. If you don't qualify, KCB-MPesa will provide you a zero (0) loan limit. This way it simple means you'll have to try again some other time .

Whatever your loan limit is, if it's not the maximum, then it means you have the potential of increasing your loan limit towards the maximum of ksh 1 million.

How To Increase KCB M-Pesa Loan Limit 

Here are the 4 ways you can easily increase your KCBMPESA loan limit and start accessing higher loan limits;

  1. Increase usage of Mpesa services 
  2. Save money in your KCB Mpesa Account 
  3. Move money in and out of the KCB Mpesa Account 
  4. Pay previous or existing KCB Mpesa Loans on time.


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