It is a common phenomenon to find scammers tarnishing a good business idea especially if the idea is beneficial to many and its lucrative. You can read how DCI exposed some of the fake app characteristics to avoid becoming a victim.
As per this article, legit loan apps will mean those that have the following characteristics ;
- Provide real loans as promised.
- Charge affordable fees
- Collect overdue loans friendly
- Listen to customer complaints
- Don't ask for unnecessary fees
- Have known Contact details
- Among other good qualities...
25 Trusted ,Real, Legit Loan apps In Kenya
Am only going to include those apps a tried myself and found to be legit. There might be other loan apps out there which are doing fine.
Note; not all apps missing in this list are fake;
1. Tala app
One of the legit and best loan app in Kenya. Tala gives up to sh. 30,000 instant loan via M-PESA.
2. Branch International app
This is another good loan app. In fact it's now the first digital bank in Kenya. Branch loan app give loan amounts up to sh. 100,000 instantly.
3. Timiza app
The app is owned by Absa Bank Kenya. It's among the legit loan apps in Kenya.
4. Zenka Loan App
Zenka gives loans up to a maximum of sh. 30,000 to most qualified borrowers. First loans are always free with zero interest rate.
5. PesaPap
The app is owned by Family Bank of Kenya. It's one of the best and legit loan apps in the country.
6. Hf Whizz
HF whizz is owned by Housing Finance Corporation (HFC). The app gives up to sh. 30,000 instant loan to borrowers.
Some of the other legit loan apps in Kenya include the following;
- Haraka Loan App
- Saida Loan App
- Shika Loan App
- Okash loan app
- Opesa loan app
- iPesa loan App
- FlashPesa Loan App
- PesaFlash Loan App
- Stawika Loan App
- Credit Hela loan app
- KashWay loan app
- LionCash loan app
- PesaZone Loan App
- HiKash loan app
- Kuwazo Loan App
- Scoppe Loan App
- Afrikaloan
- Vooma
- Stawi
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