25 Legit Loan Apps in Kenya

Loan apps in Kenya

Which are the legit loan apps in Kenya? There are hundreds of loan apps in Kenya some doing what is right by providing fast and affordable mobile loans while others appear questionable - scams.

It is a common phenomenon to find scammers tarnishing a good business idea especially if the idea is beneficial to many and its lucrative. You can read how DCI exposed some of the fake app characteristics to avoid becoming a victim. 

As per this article, legit loan apps will mean those that have the following characteristics ; 
  • Provide real loans as promised. 
  • Charge affordable fees
  • Collect overdue loans friendly 
  • Listen to customer complaints 
  • Don't ask for unnecessary fees
  • Have known Contact details 
  • Among other good qualities...

25 Trusted ,Real, Legit Loan apps In Kenya 

Am only going to include those apps a tried myself and found to be legit.  There might be other loan apps out there which are doing fine. 

Note; not all apps missing in this list are fake; 

1. Tala app 

One of the legit and best loan app in Kenya. Tala gives up to sh. 30,000 instant loan via M-PESA.

2. Branch International app 

This is another good loan app. In fact it's now the first digital bank in Kenya. Branch loan app give loan amounts up to sh. 100,000 instantly.

3. Timiza app

The app is owned by Absa Bank Kenya. It's among the legit loan apps in Kenya.

4. Zenka Loan App

Zenka gives loans up to a maximum of sh. 30,000 to most qualified borrowers. First loans are always free with zero interest rate.

5. PesaPap 

The app is owned by Family Bank of Kenya. It's one of the best and legit loan apps in the country.

6. Hf Whizz 

HF whizz is owned by Housing Finance Corporation (HFC). The app gives up to sh. 30,000 instant loan to borrowers. 

Some of the other legit loan apps in Kenya include the following;
  1. Haraka Loan App
  2. Saida Loan App
  3. Shika Loan App
  4. Okash loan app
  5. Opesa loan app
  6. iPesa loan App
  7. FlashPesa Loan App
  8. PesaFlash Loan App
  9. Stawika Loan App
  10. Credit Hela loan app
  11. KashWay loan app
  12. LionCash loan app
  13. PesaZone Loan App
  14. HiKash loan app
  15. Kuwazo Loan App
  16. Scoppe Loan App
  17. Afrikaloan 
  18. Vooma 
  19. Stawi 

Write a comment

Subscribe to Loans vLog YouTube Channel

Subscribe to Loans vLog YouTube Channel
Loans vLog