Kopesha is a mobile online money lender providing fast loans through Mpesa to android smartphone users in Kenya. The app is managed by XiSoft.
Kopesha Loans - Interest Rates, Loan Limits
The micro lender gives loans ranging from ksh 500 all the way up to ksh 50,000 instantly to qualified borrowers through Mpesa wallet.
Kopesha charges an interest rate of 26% APR and a service fee of between ksh 85 and ksh 99.
Note ; The app contains ads. Proceed only if you're comfortable with advertisements.
Read also : Kopesha_ent USSD code loan
Kopesha Ent loan app download
To start accessing loans from this lender kindly Download Kopesha App from Google play store and create your account.
How to Repay Kopesha Loans
The repayment period for loans taken from Kopesha is from 91 days all the way up to a maximum of 365 days.
When the payment date of the loan is due borrowers pay from within the app without using Kopesha Mpesa Paybill number.
Kopesha loan app customer care contacts
To reach out to Kopesha customer care, kindly use the contact below;
Kopesha Office Location
6th Floor, 106 Kijabe Street, Nairobi, Kenya
I did not get my Loan, I paid to till number 86.00sh but no loan why?
ReplyDeleteYou people are not going anywhere with this stealing from poor kenyans. You can steal from everyone but not me. Hio 98 itarudishwa tu
DeleteMe too retain to me plz 173 Bob I can't see any loan
DeleteMe too i pay QKC1RN8DPP Confirmed. Fuliza M-PESA amount is Ksh 144.00. Interest charged Ksh 1.44.
DeleteI want my Loan pls
ReplyDeletePliz l send my money what happen
DeleteI request loan
DeleteI paid ksh 83 to your till but your app is saying invalid code please check and work on my loan
ReplyDeletePG69Z6X2S5 Confirmed. Ksh83.00 paid to IMARIKA HOLDINGS. on 6/7/21 at 9:37 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,917.00.You can now access M-PESA via *334#
I also paid ksh 92 but the app is saying invalid code please check and work y my loan,,my number is 0702379525
DeleteI wish I thought about it before I paid. This is a real scum.
DeleteI paid 86 and have not received my loan does it mean this site is scum???
ReplyDeleteMy friend this thing is a scum and we need to save many innocent people from it
DeleteI paid 166 and I have not received my loan does it mean this site is scum???
DeletePGF6D76KZU Confirmed. Ksh86.00 paid to IMARIKA HOLDINGS. on 15/7/21 at 12:31 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,914.00.You can now access M-PESA via *334# I want my loan
ReplyDeleteNeed loan why should I pay Ksh 98 first. Why not deduct it when loan is approved I smell something fishy...
DeleteI paid 83 ish but up to today haven't received the loan it keeps on telling me.invalid , if I have paid to wait and try after one hour this is the third day still saying one hour
ReplyDeleteScum my brother
DeleteI see so many Kenyans will suffer a big deal just because of poverty, someone is simply collecting millions of shillings from innocent Kenyans.I said this is a scmam
DeleteWhat an invalid code-PGJ0JU22VG Confirmed. Ksh90.00 paid to IMARIKA HOLDINGS. on 19/7/21 at 10:46 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,230.00.You can now access M-PESA via *334#
ReplyDelete𝐌𝐞𝐚𝐧𝐢𝐧𝐠 𝐲𝐨𝐮 𝐝𝐝𝐧𝐭 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐭𝐡𝐞 𝐜𝐚𝐬𝐡
DeletePGL3LAFL0L Confirmed. Ksh89.00 paid to IMARIKA HOLDINGS. on 21/7/21 at 7:32 AM.New M-PESA balance is Ksh1.28. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,911.00.You can now access M-PESA via *334#, ....paid but no confirmation till now
ReplyDeleteAny loan
DeleteFake just conning people the so called application,,I paid too the 83 shillings and you know what upto today the mpesa message is invalid
ReplyDeleteVery useless up
I can advice people not to even download its fake useless
Seriously how I work so hard to get my own money..kindly refund me my ksh 83 or give me the loan
ReplyDeleteI have trusted you with my ksh 83 why don't you approve my loan
ReplyDelete2000
DeleteGood
DeleteI already paid the commitment fee but I did get any respond
ReplyDeleteWakora nyinyi awa wakenya ni walele
DeleteI paid ksh 89 to IMARIKA HOLDINGS but have not received any loan.this is the code i paid with PGM9NFHR89
ReplyDeleteIt seems you con people using this method, am afraid I have shared my details with you guys ,coz right now the fee is at 92 from 84 how?
ReplyDeleteI paid 84ksh but no loan received!! Instead, every time I try to log in I'm asked to pay different amounts!! Is this app trustworthy?
ReplyDeleteKopesha,it's not right on what you are doing!You put a process of registering for loan yet you know very well it cannot go through!Stop conning people to be paying through your pay bill Imarika!Refund my 93kes which I paid 2 days ago!For me to download your app and even go ahead to pay the 93kes,I needed help sio vice versa! Refund my money!If 200 people pay the fee,how much do you think you are making from people?May the Lord who rewards in secret reward me back in abundantly as you struggle with your company to make ends meet!!!!!????
ReplyDeleteHave been asked to pay 198 and I almost paid
DeleteRefund the little money I sent to your account and stop conning people.Your time is coming.
ReplyDeleteAki these are on ly looking for money from poor
Deletepeople nothing like loans refund my 190
I paid 94 bob but no loan it says invalid am just dissapointed
ReplyDeleteI also sent 84shillings now 94 please Kama hamuwezi kupeana loan akuna aja kuibia watu yangu kuleni ila ipo siku yenu
ReplyDeleteUseless app...nkt!!!
ReplyDeleteOh my God so you are a scam where did my yesterday 81/- go. From earlier comments we need to report you!
ReplyDeleteStupid App full con men and women..I paid ksh87 but no loan approved. I work with intenal security so be prepared to answers Questions for i am going to accuse you guys
ReplyDeleteWhy does it say invalid code
ReplyDeleteMy code is here PHH0PJIQKM Confirmed. Ksh94.00 paid to IMARIKA HOLDINGS. on 17/8/21 at 12:10 PM.New M-PESA balance is Ksh6.52. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,906.00.You can now access M-PESA via *334#
conmen are real kuleni hizo your days are numbered
ReplyDeleteI need my 92 bob back please if you cannot give me a loan you are conmen,,0702379525
ReplyDeleteAm waiting for my loan for all this long and av not seen it. Does it mean you people are conmen?
ReplyDeleteI paid kshs 83 to imarika holdings and then when I confirm message am told invalid choice code PIS9HKQHT5 Confirmed. Ksh86.00 paid to IMARIKA HOLDINGS. on 28/9/21 at 10:50 AM.New M-PESA balance is Ksh77.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,914.00.You can now access M-PESA via *334#.
ReplyDeleteAnd I have not gotten the loan yet
According to the above is this wat u do to us poor. May the Lord see u through
ReplyDeleteAre you serious kopesha loan lenders, paid and what do mean by saying invalid code
ReplyDeleteApprove my request i have paid the amount.
ReplyDeleteI have paid my money and it's saying invalid code,
ReplyDeleteI paid sh.85 to till number but when I put the mpesa code it says invalid code where's the problem and I paid twice?
ReplyDeleteOkay I did all the required steps but did not get the loan, please help thank you.
ReplyDeleteWhy are you saying invalid code?Kindly work on my loan,if not then refund me 97 bob
ReplyDeleteIt's good I have googled through this before they could con me...bt wait and think fast,,,why could someone ask you for 84 ksh before giving you 24000!? Not sensible at all this are con coding i.c.t kenyans
ReplyDeleteThis is a scam. Be wary of this.
ReplyDeleteIt's true,this is a thieving app,I sent 99 to their playbill and up to date it'still an invalid code
ReplyDeleteI also paid but no loan given to me
ReplyDeleteweziiii...
ReplyDeleteGive our money back scummers
ReplyDeleteI paid 95 but your tellse it is invalid i also paid again 20 but still it is invalid choise. I also like three months ago piad 85 but the thing still happens to me
ReplyDeleteMorning have my till payment of 96 shillings but when pasting my SMS am told invalid code reason?
ReplyDeletePK162VKR92 Confirmed. Ksh96.00 paid to TLX VENTURES. on 1/11/21 at 11:20 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 298,496.00.You can now access M-PESA via *334#Scummers are very many in Kenya
ReplyDeleteSo many people are complaining hampati yangu
ReplyDeleteI requested for a loan of 7000 and I was told to pay 98/= which I did and I have pasted the mpesa message but the feedback is invalid code what's wrong can I get helped please
ReplyDeletePJL9JV9XDJ Confirmed. Ksh95.00 paid to TLX VENTURES. on 21/10/21 at 7:12 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 297,463.00.You can now access M-PESA via I aid this but I've never received any loan what's happening
ReplyDeleteWakora Sana nyinyi 3days still my loan is pending and I already paid
ReplyDeleteYou people you are thieves and the most useless app idiots why do you still from people not!!!
ReplyDeleteAnybody who sent money to this till, kindly forward the message to 333 for reversal
ReplyDeleteThe moment you send the money they transfer to another account..Then 333 is used by safaricom to block the fraudster numbers and not used for reversal
DeleteGood for nothing app
ReplyDeleteSo nikilipa nitagongwa? I run....
ReplyDeleteNimelipa lakini nikituma message inasema invalid
ReplyDeleteThis is a scam I paid 94bob not yet received my loan
ReplyDeleteI paid 96 shilling but they keep on saying the code is invalid. Are we being conned?
ReplyDeleteThe app just disappeared after I paid 96.
ReplyDeleteRefund my MONEY!!!!I PAID Kshs96 on 29/11/2021 but I have not received my loan. So please just refund my kshs96.
ReplyDeleteMbona kwanza tulipe ndo tupewe loan na tena hawapeani? Hii ni scam
ReplyDeleteMnirudishie pliz
ReplyDeleteI think it's a high time action is taken against Kopesha and possibly safaricom. How did safaricom give conmen a till number in the first place if it was not a collaboration between the two?
DeleteThis is scum I paid 95 sh97 but nothing this are thieves
ReplyDeleteWhy cheat people on their faces like this,its either my money or the loan
DeleteI paid 95 ksh and all the app is saying is Invalid code try again after 1 hour.Whats wrong??please inform me via my email
ReplyDeleteFelix orula conmen thieves
ReplyDeletePLC9ZZNJ9N Confirmed. Ksh94.00 paid to TLX VENTURES. on 12/12/21 at 12:23 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,756.00.You can now access M-PESA via *334#
ReplyDeleteScammers they took my money , and no loan was given, wezi wao
ReplyDeleteScam
ReplyDeleteThese are conmen my 93 Bob gone just like that.
DeleteI have paid 141 and am have been given those money
DeleteThis are just thieves
ReplyDeleteScam
ReplyDeleteYou are thieves!!! Stop it!!! Do not even refund me my ksh.96.You are idiots.Access fee less than ksh.1000.Wathorgs!!!!
ReplyDeleteThank God I came here guys you have saved my 97 bob I was about to send then decided to search for reviews about this thieves
ReplyDeleteThis loaners are scummers....I paid 96 bob and it says invalid code
ReplyDeleteWhy does Safaricom and Central Bank of Kenya allow TLX Ventures to continue operating and con people for all this long all thru without taking action against Tala and all their brand names they use to con the public? Imarika, Imarika Holdings, Tala, TLX, TLX Ventures
ReplyDeleteQA4844GEFK Confirmed. Ksh98.00 paid to TLX VENTURES. on 4/1/22 at 9:25 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,902.00.You can now access M-PESA via *334#
DeleteInvalid code and i paid twice seriouly
ReplyDeleteSafaricom na hawa watu wa kopesha wote wezi, I paid ksh .96 to your account and haven't seen my loan approved but only ascum sms "invalid code" after pasting mpesa system....dunia mviringo tutakutana tu, Kenya ndogo sana
ReplyDeleteI paid sh.95 and I never got loan ,you said the mpesa message is not valid , plz plz stop cooning kenyan people's , safarcom why are you excepting this conmen to continue coming us . Plz safari com take action
ReplyDeletegoogle play store should sue them...i agree safaricom should refund..i paid 246khsh
Deletetrue
ReplyDeleteI paid my commitment fee of 86 and the only thing you guys say is invalid code... how...this just a scam
ReplyDeletethis is a scum......paid my 97 but they still say invalid code.which is valid codeQAC6IDK9A6 Confirmed. Ksh97.00 paid to TLX VENTURES. on 12/1/22 at 6:29 PM.New M-PESA balance is Ksh202.77. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,683.00.You can now access M-PESA via *334#
ReplyDeleteScammer
ReplyDeleteKopesha,yaani nyinyi ni kina Nani?
ReplyDeleteSurely you can not do that to fellow Kenyans
You only steal
ReplyDeleteHey is this a scam we notify the cid
ReplyDeleteI paid
ReplyDeleteI paid 93 bob to TLX VENTURES BT YOUR RESPONSE IS WORRYING....WHY INVALID CODE ?
ReplyDeleteWill be reporting that till no to CID today..we will also mobilise other loan applicants over the same.
ReplyDeleteIt's also note the application fee is not fixed .on 18th Jan 2022 it was 93 n on 19th Jan it's 96 bob.so it's definitely a scam
ReplyDeleteI paid 98 and i was told invalid code, this is scam app
ReplyDeleteI also paid a fee of 97/-but so far nothing,are you conning poor Kenyans that way,then return back pls.thru 0719146960
ReplyDeleteI paid Ksh.93.00 to TXL VENTURES on 9/12/21 at 3:26AM. Still not received the loan.
ReplyDeleteThe same method , the same style of abusing human being ,they will be poor ,(try after an hour invalid code)
ReplyDeleteWezii nyinyi
ReplyDeleteWhy this akii mbona sasa mfanye Io kwanza I have paid twice aki surely
ReplyDeleteHawa ni wezi tu wa kawaida
ReplyDeleteDo you want to tell me that you are thieves if I can pay twice and fail to give me your loans...
ReplyDeleteYou people have stolen from me my hard earned 92 Bob. Am going to publicize you on social media and radio so that you don't continue stealing from innocent people. Mark my words
ReplyDeleteThieves, paid 98 sh and till now am still being told "invalid code". I forwarded the M-PESA message to safaricom's 333 for reversal. Still waiting to hear from safaricom.
ReplyDeleteI had great hope with this App until I read this. Thank God I had not done the payment. So unethical that someone somewhere is taking advantage of the poor lot.
ReplyDeleteComment will never go anywhere am also of the same their days are numbered
DeleteHey so this app is a scam,I paid 94ksh yesterday and when I confirm my mpesa message it is invalid.
ReplyDeleteThis guy's are thieves l also send 85.00 to ALPHA TECHNOLOGIES
DeleteQBMOLOWOGW reply invalid code
I just wanted to confirm whether what is said of you was true, action taken kopesha will be an example to many
ReplyDeleteThis people are scummers they should be reported that playbill of AlPHA technology THEAVES!😭
ReplyDeleteI paid the required amount so I can get the loan but nothing have come up to my M-Pesa account. You guys are thieves but all what you do people Allah see it. Inshaa Allah you will get paid by Allah
DeleteI also paid ksh106 to Alpha technologies this is a scum people are making money from us weziii bana
DeleteWhy should you people corn innocent people? Return my 137 bob if you dont approve my loan. Reporting to your offices soon kenyans should know about this. You must pay kenyans the money you steal from them.
ReplyDeleteY alway say invalid na nimetuma 192
ReplyDeleteD u people just eat our money! Really!
ReplyDeleteImenipea wasiwasi ya kuomba loan Wacha tu ikae
ReplyDeleteThese are conmen I paid ksh119 bt upto date they keep on telling invalid code for those who have not done pliz save your money
ReplyDeleteQD993J5SJF Confirmed. Ksh123.00 paid to ALPHA TECHNOLOGIES. on 9/4/22 at 10:47 AM.New M-PESA balance is Ksh0.00. You guys are not really giving us loan and you have eaten our money heeeey
ReplyDeletewhy i dont see your contacts then why your commitment fee goes to another account....
ReplyDeleteScam...when will you stop from stealing poor kenyans
ReplyDeleteYou people you will never con people again you conned the wrong person, actually I will do my best to return my money back in either way I use you will regret you people
ReplyDeleteSo this app is just a scam
ReplyDeleteI have spent my 98 shillings and no loan awarded . Let there be justice
ReplyDeleteFellow Kenyans plz this are hollygoons fishing from innocent Kenyans, one day there 40 days will come
ReplyDeleteN scum tuu
DeletePleaese please rudisheni hiyo pesa ama....
ReplyDeleteI'm also corned 108 yesterday they have not send me loan till today
DeleteI hate this kopesha
ReplyDeletesurely why????Are is kopesha loan app doing this to people plzz return my Ksh 154
ReplyDeleteWhy not sending my money yet paid Ksh 101 as you said
ReplyDeleteThieves thieves thieves!
ReplyDeletescam
ReplyDeleteThese guys are thieves...
ReplyDeleteI have paid the amount the requested and yet I have not received the loan does it mean this site is a scam. QEM1ENVYNB Confirmed. Ksh184.00 paid to ELITE INC. on 22/5/22 at 6:05 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,497.00.You can now access M-PESA via *334#
ReplyDeleteI sent 183 and I have not yet gotten any feedback from you guys,this money won't help you
ReplyDeleteTafadhali ndugu zangu naomba mnirejeshee cheda zangu haraka iwezekanavyo.cheda zangu hazijawahi potea..nimewapa onyo hadi kesho saa tatu asubuhi la sivyo ole wako
ReplyDeleteNataka pesa zangu tafadhali.shilingi 221 za Kenya,sihitaji mkopo wenu
ReplyDeleteI have just paid Ksh 226 yet i have not received anything.. What can be the reason?
ReplyDeleteThese people are conmen!
ReplyDeleteIs safaricom aware of the scum?
ReplyDeleteI am John and I have just applied,I sent m-pesa message but after copying it,I was told it's invalid. This is against Kenyan law,I won't say what action I'll take but I'll hold safaricom accountable for allowing your Till to con Kenyans
ReplyDeleteI paid 200bob vide QJS8RCHB0Q but No loan.instead every time I try to log in iam asked to to pay different amount.Is this app a scam regulated by the government.plz refund our money and stop exploiting people during this hard economic times
ReplyDeleteWeuh I was almost paying them until I read your comments
ReplyDeleteEven me.walaghai hao nilituma 175 yesterday but i'm just waiting the money to be refunded
DeletePlease even me I need my money back sh 200 that I paid yesterday I don't need your loan just return my money please
ReplyDeleteYou thieves,better refund cz i gonna do you something
ReplyDeleteThis enterprise called Kopesha is minting money through the service charges of between ksh85 to Ksh99.Alert your friends wasijaribu hata kidogo.
ReplyDeleteDon't rush to any something new you will regret later,,,, this people rob innocent people but days are less
ReplyDeleteWhen you need a loan just go to any bank ama Mshwari..achana na Hawa wizi.
ReplyDeleteI also paid 90 but I haven't seen anything
ReplyDeleteLoan
ReplyDeleteI done need the loan
ReplyDeleteScam
ReplyDeleteKopeshaloan.co.ke are now sending sms to people and Scamming innocent Kenyan. They need to be reported these people. I paid 190 and no loan up to now. After just payment it becomes difficult to log to there site. Scam scam scam
ReplyDelete