Kopesha Loan App - How To Apply For Loans, Contacts

 

Kopesha loan app


Kopesha is a mobile online money lender providing fast loans through Mpesa to android smartphone users in Kenya. The app is managed by XiSoft.


Kopesha Loans - Interest Rates, Loan Limits 

The micro lender gives loans ranging from ksh 500 all the way up to ksh 50,000 instantly to qualified borrowers through Mpesa wallet. 

Kopesha charges an interest rate of 26% APR and a service fee of between ksh 85 and ksh 99.

Note ; The app contains ads. Proceed only if you're comfortable with advertisements. 

To start accessing loans from this lender kindly Download Kopesha App from Google play store and create your account. 

How to Repay Kopesha Loans

The repayment period for loans taken from Kopesha is from 91 days all the way up to a maximum of 365 days.

When the payment date of the loan is due borrowers pay from within the app without using Kopesha Mpesa Paybill number. 

How to Contact Kopesha 

To reach out to Kopesha customer care, kindly use the contact below; 

Kopesha Office Location 

6th Floor, 106 Kijabe Street, Nairobi, Kenya

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Comments

(140)
  1. I did not get my Loan, I paid to till number 86.00sh but no loan why?

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    Replies
    1. You people are not going anywhere with this stealing from poor kenyans. You can steal from everyone but not me. Hio 98 itarudishwa tu

      Delete
  2. Replies
    1. Pliz l send my money what happen

      Delete
  3. I paid ksh 83 to your till but your app is saying invalid code please check and work on my loan
    PG69Z6X2S5 Confirmed. Ksh83.00 paid to IMARIKA HOLDINGS. on 6/7/21 at 9:37 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,917.00.You can now access M-PESA via *334#

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    1. I also paid ksh 92 but the app is saying invalid code please check and work y my loan,,my number is 0702379525

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    2. I wish I thought about it before I paid. This is a real scum.

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  4. I paid 86 and have not received my loan does it mean this site is scum???

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    Replies
    1. My friend this thing is a scum and we need to save many innocent people from it

      Delete
  5. PGF6D76KZU Confirmed. Ksh86.00 paid to IMARIKA HOLDINGS. on 15/7/21 at 12:31 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,914.00.You can now access M-PESA via *334# I want my loan

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    Replies
    1. Need loan why should I pay Ksh 98 first. Why not deduct it when loan is approved I smell something fishy...

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  6. I paid 83 ish but up to today haven't received the loan it keeps on telling me.invalid , if I have paid to wait and try after one hour this is the third day still saying one hour

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    Replies
    1. I see so many Kenyans will suffer a big deal just because of poverty, someone is simply collecting millions of shillings from innocent Kenyans.I said this is a scmam

      Delete
  7. What an invalid code-PGJ0JU22VG Confirmed. Ksh90.00 paid to IMARIKA HOLDINGS. on 19/7/21 at 10:46 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,230.00.You can now access M-PESA via *334#

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  8. PGL3LAFL0L Confirmed. Ksh89.00 paid to IMARIKA HOLDINGS. on 21/7/21 at 7:32 AM.New M-PESA balance is Ksh1.28. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,911.00.You can now access M-PESA via *334#, ....paid but no confirmation till now

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  9. Fake just conning people the so called application,,I paid too the 83 shillings and you know what upto today the mpesa message is invalid
    Very useless up
    I can advice people not to even download its fake useless

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  10. Seriously how I work so hard to get my own money..kindly refund me my ksh 83 or give me the loan

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  11. I have trusted you with my ksh 83 why don't you approve my loan

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  12. I already paid the commitment fee but I did get any respond

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  13. I paid ksh 89 to IMARIKA HOLDINGS but have not received any loan.this is the code i paid with PGM9NFHR89

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  14. It seems you con people using this method, am afraid I have shared my details with you guys ,coz right now the fee is at 92 from 84 how?

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  15. I paid 84ksh but no loan received!! Instead, every time I try to log in I'm asked to pay different amounts!! Is this app trustworthy?

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  16. Kopesha,it's not right on what you are doing!You put a process of registering for loan yet you know very well it cannot go through!Stop conning people to be paying through your pay bill Imarika!Refund my 93kes which I paid 2 days ago!For me to download your app and even go ahead to pay the 93kes,I needed help sio vice versa! Refund my money!If 200 people pay the fee,how much do you think you are making from people?May the Lord who rewards in secret reward me back in abundantly as you struggle with your company to make ends meet!!!!!????

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    Replies
    1. Have been asked to pay 198 and I almost paid

      Delete
  17. Refund the little money I sent to your account and stop conning people.Your time is coming.

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  18. I paid 94 bob but no loan it says invalid am just dissapointed

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  19. I also sent 84shillings now 94 please Kama hamuwezi kupeana loan akuna aja kuibia watu yangu kuleni ila ipo siku yenu

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  20. Oh my God so you are a scam where did my yesterday 81/- go. From earlier comments we need to report you!

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  21. Stupid App full con men and women..I paid ksh87 but no loan approved. I work with intenal security so be prepared to answers Questions for i am going to accuse you guys

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  22. Why does it say invalid code
    My code is here PHH0PJIQKM Confirmed. Ksh94.00 paid to IMARIKA HOLDINGS. on 17/8/21 at 12:10 PM.New M-PESA balance is Ksh6.52. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,906.00.You can now access M-PESA via *334#

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  23. conmen are real kuleni hizo your days are numbered

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  24. I need my 92 bob back please if you cannot give me a loan you are conmen,,0702379525

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  25. Am waiting for my loan for all this long and av not seen it. Does it mean you people are conmen?

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  26. I paid kshs 83 to imarika holdings and then when I confirm message am told invalid choice code PIS9HKQHT5 Confirmed. Ksh86.00 paid to IMARIKA HOLDINGS. on 28/9/21 at 10:50 AM.New M-PESA balance is Ksh77.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,914.00.You can now access M-PESA via *334#.
    And I have not gotten the loan yet

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  27. According to the above is this wat u do to us poor. May the Lord see u through

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  28. Are you serious kopesha loan lenders, paid and what do mean by saying invalid code

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  29. Approve my request i have paid the amount.

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  30. I have paid my money and it's saying invalid code,

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  31. I paid sh.85 to till number but when I put the mpesa code it says invalid code where's the problem and I paid twice?

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  32. Okay I did all the required steps but did not get the loan, please help thank you.

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  33. Why are you saying invalid code?Kindly work on my loan,if not then refund me 97 bob

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  34. It's good I have googled through this before they could con me...bt wait and think fast,,,why could someone ask you for 84 ksh before giving you 24000!? Not sensible at all this are con coding i.c.t kenyans

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  35. This is a scam. Be wary of this.

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  36. It's true,this is a thieving app,I sent 99 to their playbill and up to date it'still an invalid code

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  37. I also paid but no loan given to me

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  38. Give our money back scummers

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  39. I paid 95 but your tellse it is invalid i also paid again 20 but still it is invalid choise. I also like three months ago piad 85 but the thing still happens to me

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  40. Morning have my till payment of 96 shillings but when pasting my SMS am told invalid code reason?

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  41. PK162VKR92 Confirmed. Ksh96.00 paid to TLX VENTURES. on 1/11/21 at 11:20 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 298,496.00.You can now access M-PESA via *334#Scummers are very many in Kenya

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  42. So many people are complaining hampati yangu

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  43. I requested for a loan of 7000 and I was told to pay 98/= which I did and I have pasted the mpesa message but the feedback is invalid code what's wrong can I get helped please

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  44. PJL9JV9XDJ Confirmed. Ksh95.00 paid to TLX VENTURES. on 21/10/21 at 7:12 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 297,463.00.You can now access M-PESA via I aid this but I've never received any loan what's happening

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  45. Wakora Sana nyinyi 3days still my loan is pending and I already paid

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  46. You people you are thieves and the most useless app idiots why do you still from people not!!!

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  47. Anybody who sent money to this till, kindly forward the message to 333 for reversal

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    Replies
    1. The moment you send the money they transfer to another account..Then 333 is used by safaricom to block the fraudster numbers and not used for reversal

      Delete
  48. So nikilipa nitagongwa? I run....

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  49. Nimelipa lakini nikituma message inasema invalid

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  50. This is a scam I paid 94bob not yet received my loan

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  51. I paid 96 shilling but they keep on saying the code is invalid. Are we being conned?

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  52. The app just disappeared after I paid 96.

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  53. Refund my MONEY!!!!I PAID Kshs96 on 29/11/2021 but I have not received my loan. So please just refund my kshs96.

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  54. Mbona kwanza tulipe ndo tupewe loan na tena hawapeani? Hii ni scam

    ReplyDelete
  55. Replies
    1. I think it's a high time action is taken against Kopesha and possibly safaricom. How did safaricom give conmen a till number in the first place if it was not a collaboration between the two?

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  56. This is scum I paid 95 sh97 but nothing this are thieves

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    Replies
    1. Why cheat people on their faces like this,its either my money or the loan

      Delete
  57. I paid 95 ksh and all the app is saying is Invalid code try again after 1 hour.Whats wrong??please inform me via my email

    ReplyDelete
  58. PLC9ZZNJ9N Confirmed. Ksh94.00 paid to TLX VENTURES. on 12/12/21 at 12:23 PM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,756.00.You can now access M-PESA via *334#

    ReplyDelete
  59. Scammers they took my money , and no loan was given, wezi wao

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  60. Replies
    1. These are conmen my 93 Bob gone just like that.

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    2. I have paid 141 and am have been given those money

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  61. You are thieves!!! Stop it!!! Do not even refund me my ksh.96.You are idiots.Access fee less than ksh.1000.Wathorgs!!!!

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  62. Thank God I came here guys you have saved my 97 bob I was about to send then decided to search for reviews about this thieves

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  63. This loaners are scummers....I paid 96 bob and it says invalid code

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  64. Why does Safaricom and Central Bank of Kenya allow TLX Ventures to continue operating and con people for all this long all thru without taking action against Tala and all their brand names they use to con the public? Imarika, Imarika Holdings, Tala, TLX, TLX Ventures

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    Replies
    1. ‭QA4844GEFK Confirmed. Ksh98.00 paid to TLX VENTURES. on 4/1/22 at 9:25 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,902.00.You can now access M-PESA via *334#‬

      Delete
  65. Invalid code and i paid twice seriouly

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  66. Safaricom na hawa watu wa kopesha wote wezi, I paid ksh .96 to your account and haven't seen my loan approved but only ascum sms "invalid code" after pasting mpesa system....dunia mviringo tutakutana tu, Kenya ndogo sana

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  67. I paid sh.95 and I never got loan ,you said the mpesa message is not valid , plz plz stop cooning kenyan people's , safarcom why are you excepting this conmen to continue coming us . Plz safari com take action

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  68. I paid my commitment fee of 86 and the only thing you guys say is invalid code... how...this just a scam

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  69. this is a scum......paid my 97 but they still say invalid code.which is valid codeQAC6IDK9A6 Confirmed. Ksh97.00 paid to TLX VENTURES. on 12/1/22 at 6:29 PM.New M-PESA balance is Ksh202.77. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,683.00.You can now access M-PESA via *334#

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  70. Kopesha,yaani nyinyi ni kina Nani?
    Surely you can not do that to fellow Kenyans

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  71. Hey is this a scam we notify the cid

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  72. I paid 93 bob to TLX VENTURES BT YOUR RESPONSE IS WORRYING....WHY INVALID CODE ?

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  73. Will be reporting that till no to CID today..we will also mobilise other loan applicants over the same.

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  74. It's also note the application fee is not fixed .on 18th Jan 2022 it was 93 n on 19th Jan it's 96 bob.so it's definitely a scam

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  75. I paid 98 and i was told invalid code, this is scam app

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  76. I also paid a fee of 97/-but so far nothing,are you conning poor Kenyans that way,then return back pls.thru 0719146960

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  77. I paid Ksh.93.00 to TXL VENTURES on 9/12/21 at 3:26AM. Still not received the loan.

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  78. The same method , the same style of abusing human being ,they will be poor ,(try after an hour invalid code)

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  79. Why this akii mbona sasa mfanye Io kwanza I have paid twice aki surely

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  80. Do you want to tell me that you are thieves if I can pay twice and fail to give me your loans...

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  81. You people have stolen from me my hard earned 92 Bob. Am going to publicize you on social media and radio so that you don't continue stealing from innocent people. Mark my words

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  82. Thieves, paid 98 sh and till now am still being told "invalid code". I forwarded the M-PESA message to safaricom's 333 for reversal. Still waiting to hear from safaricom.

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  83. I had great hope with this App until I read this. Thank God I had not done the payment. So unethical that someone somewhere is taking advantage of the poor lot.

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    Replies
    1. Comment will never go anywhere am also of the same their days are numbered

      Delete
  84. Hey so this app is a scam,I paid 94ksh yesterday and when I confirm my mpesa message it is invalid.

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    Replies
    1. This guy's are thieves l also send 85.00 to ALPHA TECHNOLOGIES
      QBMOLOWOGW reply invalid code

      Delete
  85. I just wanted to confirm whether what is said of you was true, action taken kopesha will be an example to many

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  86. This people are scummers they should be reported that playbill of AlPHA technology THEAVES!😭

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    Replies
    1. I paid the required amount so I can get the loan but nothing have come up to my M-Pesa account. You guys are thieves but all what you do people Allah see it. Inshaa Allah you will get paid by Allah

      Delete
    2. I also paid ksh106 to Alpha technologies this is a scum people are making money from us weziii bana

      Delete
  87. Why should you people corn innocent people? Return my 137 bob if you dont approve my loan. Reporting to your offices soon kenyans should know about this. You must pay kenyans the money you steal from them.

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  88. Y alway say invalid na nimetuma 192

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  89. D u people just eat our money! Really!

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  90. Imenipea wasiwasi ya kuomba loan Wacha tu ikae

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  91. These are conmen I paid ksh119 bt upto date they keep on telling invalid code for those who have not done pliz save your money

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  92. QD993J5SJF Confirmed. Ksh123.00 paid to ALPHA TECHNOLOGIES. on 9/4/22 at 10:47 AM.New M-PESA balance is Ksh0.00. You guys are not really giving us loan and you have eaten our money heeeey

    ReplyDelete
  93. why i dont see your contacts then why your commitment fee goes to another account....

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  94. Scam...when will you stop from stealing poor kenyans

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  95. You people you will never con people again you conned the wrong person, actually I will do my best to return my money back in either way I use you will regret you people

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  96. So this app is just a scam

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  97. I have spent my 98 shillings and no loan awarded . Let there be justice

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  98. Fellow Kenyans plz this are hollygoons fishing from innocent Kenyans, one day there 40 days will come

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  99. Pleaese please rudisheni hiyo pesa ama....

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    Replies
    1. I'm also corned 108 yesterday they have not send me loan till today

      Delete
  100. I hate this kopesha

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  101. surely why????Are is kopesha loan app doing this to people plzz return my Ksh 154

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  102. Why not sending my money yet paid Ksh 101 as you said

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  103. Thieves thieves thieves!

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  104. These guys are thieves...

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  105. I have paid the amount the requested and yet I have not received the loan does it mean this site is a scam. QEM1ENVYNB Confirmed. Ksh184.00 paid to ELITE INC. on 22/5/22 at 6:05 AM.New M-PESA balance is Ksh0.00. Transaction cost, Ksh0.00. Amount you can transact within the day is 299,497.00.You can now access M-PESA via *334#

    ReplyDelete
  106. I sent 183 and I have not yet gotten any feedback from you guys,this money won't help you

    ReplyDelete

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