SoFi - Personal, Student Unsecured Loans, APR Charge, AutoPay Repayment and Contacts

SoFi

Social Finance (SoFi) Inc is a private lender licensed by the Department of Financial Protection and Innovation under the California Financial Law in the US to provide loans to eligible adults and students.

Which States is SoFi Not Available?

The loan services provided by this private lender are available in all States in the country except Vermont (VT) . Some services are limited in Ohio (OH).

SoFi Loans - Amounts, Interest Rates

This lender provides unsecured loans ranging from $5000 being the minimum amount a borrower can ask for to $100,000 which is the maximum loan amount disbursed to the most qualified borrowers.

The interest rate charged by SoFi is from APR 5.99% to 18.85% (AutoPay). The charges greatly vary depending on a variety of characteristics displayed by the borrower. Someone with a stable income stream can get a lower fee than someone with unpredictable income.

How To Qualify For SoFi Loans

Before you get loans from this lender, you need to have the following qualities;

Be a US citizen ,Visa Holder, Permanent Resident
Have a stable income
Be employed or joining employment within the coming 90 days
Have a Good Credit Score and History

How To Use SoFi Loans

With an amount above $5000 a borrower can do alot of positive changes in their lives. SoFi doesn't restrict any customer on how to spend the borrowed amount.

Here though are some of the recommended uses one can put SoFi loan money into;

Paying for medical bills
Pay for relocation expenses
Pay for home renovations
Credit Card Consolidation

How to Apply For SoFi Loans

An adult or a student can apply for the loans via the SoFi website or download SoFi App ( on Google play store or on App Store) and apply.

Other SoFi Loans and Services

In addition to the Personal unsecured loans, the lender also provides the following other financial services;

Home Loans
Invest services
Student Refinance Loans

How To Repay SoFi Loans

Repayment of the loans is done within the SoFi website or App from the customer's dashboard.

A customer can choose to use AutoPay. This way ,the customer will be able to get some discount on the loan amount.

How To Contact SoFi

If you're looking for Money Support, Personal Loans Support, Student Loans Refinancing and Private Student Loans support; Call (855) 456-SOFI 7634)
For Home Loan Support, call (844) 763-4466
For Invest Support, Call (855) 525-SOFI (7634)
Credit Card Support, Call (844) 945-SOFI (7634)

SoFi Office Locations

SoFi has 3 offices located in different states. They include;

234 1st Street
San Francisco, CA 94105
375 Healdsburg Avenue
Suite 280
Healdsburg, CA 95448
860 Washington Street
2nd Floor
New York, NY 10014

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