7 Safaricom Loans You Should Try

Safaricom is the biggest and most popular telecommunications company in Kenya.

In addition to being a communication company, Safaricom is also a lender providing some services on credit alone and sometimes in partnership with other companies.

Safaricom owns M-Pesa the biggest mobile money bank and transfer service in the country.

In this article I will list the credit and loan services that Safaricom provides and you can take advantage of when you need help.


Fuliza Mpesa

This is and overdraft loan facility that will enable customers to transact even without money in their Mpesa wallets.
Dial *234# or download Mysafaricom app from play store to use Fuliza service.



This is a new service available to farmers. With digFarm, farmers can take loans to purchase farm inputs.
Download digiFarm app from play store or dial *283# to get loans from digiFarm.

Okoa Stima.

Okoa Stima

You can still get electricity on credit and pay later. Don't stay in darkness anymore courtesy of Safaricom and Kenya Power.
Dial *885# to get started.

Okoa Jahazi 

Okoa Jahazi

If you run out of airtime and you want to make a call, Safaricom helps by giving you some airtime then pay later when you top up.
Dial *131# to get started with Okoa Jahazi.

Okoa Bundles 

Okoa bundles

You can get some data bundles on credit. Safaricom will give you data bundles to use then pay later when you top up airtime.
Dial *131#



You can get loans from M-shwari through Mysafaricom app or by visiting your SIM Toolkit. The loans will be provided by NCBA bank.



Safaricom in partnership with KCB gives loans through Mysafaricom app or by visiting your SIM Toolkit.

These are the Credit and Loan services you can take advantage of as a Safaricom subscriber.

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