EMkopo Loans - How to Apply for Loans, Repay via Mpesa Paybill, Contacts

EMkopo Kenya

EMkopo is an online lending platform providing quick mobile loans straight to your Mpesa wallet.

e-Mkopo Loans.

The lender gives loans within minutes after registration. If you have a high credit score you get a loan immediately. The loan limits varies per borrower. It ranges between kes500 and kes50,000

Register now to get started with EMkopo.

Repay e-mkopo Loans

Login to your emkopo account dashboard and repay or simply go to mpesa and pay via e-Mkopo Paybill number 598372 as follows;

  • Go to Mpesa menu 
  • Select Lipa na Mpesa 
  • Select Paybill 
  • Enter business number 598372 (MITCA Kenya Limited)
  • Enter your phone number as the account number 
  • Enter loan amount 
  • Enter Mpesa PIN 
  • Confirm and submit 

e-Mkopo Contacts 

You can Contact e-mkopo through the contact form on the website or check e-mkopo social media pages.



  1. Good afternoon.
    I made my emkopo loan repayment the very date it was due.
    Kindly confirm this. I am still getting messages that I have not paid.
    Thanks and regards.

  2. I paid n the money was being reversed by mpesa why

  3. I have tried to get a loan but emkopo is not responding why

  4. Why don't u send my login code

  5. Am trying to apply for a loan help me

  6. Y is emkopo not responding since9/4/2020

  7. I have applied for a loan and their is no response for a long duration why?

  8. Why can't i get my code to get money have paid the fees

  9. Why can't i get my code to get money have paid the fees

  10. I applied for a loan in January after paying the registration through the paybill. I was given my loan limit & went aheadto apply. Everytime I check my loan status I am told the loan is in progress & to check later. Are you people for real? Why are you not being honest with the borrowers?

  11. I applied a loan from you and I didn't pay back, am not listed to CRB ,since 2018..why this, how do I pay back


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