iPesa Loan App - How To Download and Apply for Loans,Repay via Mpesa Paybill, Contacts

iPesa loan app kenya

iPesa owned by Xcredit is a mobile money lender providing quick access to cash through mpesa.

The lender gives from kes500 minimum loan to kes50000 as maximum loan amount within minutes.

Getting Started with iPesa Loans

Here are the steps to follow;

  • Download iPesa from Google play store 
  • Create your account 
  • Take loan
  • Repay

How To Pay iPesa loan through mpesa paybill number 

  • Go to mpesa menu
  • Select Lipa na mpesa
  • Select Paybill
  • Enter business number 192010 (iPesa paybill no)
  • Account number is your phone number 
  • Enter loan amount to pay
  • Enter mpesa pin 
  • Confirm and pay

iPesa Contacts 

You can Contact iPesa (Xcredit) by Calling mobile  phone number; 0757 222 979


  1. Hi plz av not yet received my loan

  2. can i use ussd to borrow loan from ipesa?

  3. You send to message telling me that Iqualify for Sloan between 2500_8000 but my request was denied

  4. Have been trying to complete my loan application by filling the contact of family member but is not being permitted to go thru

  5. You sent a text showing that if i pay my loan of Kes 2000.00, iI qualify for Kes 8000.00. Why am i being given only 2500 as loan limit?

  6. What interest do I pay for ksh.20000? What is the period of repayment?

  7. hi, i want to check my due date, for repayment of the loan?


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