iPesa Loan App APK Download

iPesa loan app kenya logo
ipesa loan app logo

iPesa loan app is a mobile money lender providing quick access to loans through M-Pesa.

iPesa Loans - Interest Rates, Loan Limits

The lender gives from KES 500 minimum loan to KES 50,000 as maximum loan amount within minutes. 

The approved loan is disbursed directly to the borrower's M-Pesa account.

What is iPesa loan interest rate? The lender charges between 36% - 72% APR. In addition the lender charges a service fee of 36%.

iPesa Loan App Download 

How to download iPesa app APK and apply for loans? Here are the steps to follow;

  • Download iPesa from Google play store 
  • Create your account 
  • Take loan
  • Repay

iPesa loan USSD code 

The app doesn't have a USSD code at the moment which means customers can only use the app to access services.

Is iPesa legit 

The app is legit. Many have received loans from this micro mobile lender.

iPesa website

The iPesa website is iPesa.cc

Who Owns iPesa 

The app is owned by Junjie Zhou and Elijah Ng'ang'a Ikahu who are the directors.

How To Pay iPesa loan through mpesa paybill number  

iPesa loan repayment duration ranges from 91 days to 180 days. Borrowers pay from within the app via M-Pesa Xpress or use iPesa MPesa paybill number as shown below; 
  • Go to mpesa menu
  • Select Lipa na mpesa
  • Select Paybill
  • Enter business number 192010 (iPesa paybill no)
  • Account number is your phone number 
  • Enter loan amount to pay
  • Enter mpesa pin 
  • Confirm and pay

iPesa Contacts 

To get help from iPesa customer care kindly check the number below. You can Contact iPesa by Calling mobile  phone number; 
0757 222 979


  1. Hi plz av not yet received my loan

  2. can i use ussd to borrow loan from ipesa?

  3. You send to message telling me that Iqualify for Sloan between 2500_8000 but my request was denied

  4. Have been trying to complete my loan application by filling the contact of family member but is not being permitted to go thru

  5. You sent a text showing that if i pay my loan of Kes 2000.00, iI qualify for Kes 8000.00. Why am i being given only 2500 as loan limit?

  6. What interest do I pay for ksh.20000? What is the period of repayment?

  7. hi, i want to check my due date, for repayment of the loan?


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