Stawika Loan App APK Download

Stawika logo
Stawika logo

Stawika loan app is a mobile money lending platform which provides fast and affordable loans to borrowers in Kenya via M-PESA.

Who owns Stawika loan app? The app is owned by Stawika Capital Limited and gives fast mobile loans to Smartphone users in Kenya within minutes.

Stawika loans - interest rate, loan limits

Loans range from sh. 500 to sh. 70,000 disbursed instantly and directly to the borrower's M-Pesa account.

Stawika interest rate is 7% to 21% per month and the maximum APR is 31% per year. In addition the lender charges rollover fees at 10%.

Stawika loan app download

To access loans you must download Stawika loan app from Google play store and create your account as described below. You need to have an Android smartphone to proceed; 
  • Go to play store and download Stawika Loan App
  • Fill in the required personal details 
  • Verify your phone number 
  • Now you have an active Stawika Account 

How to apply for a loan from Stawika

  • Open the app
  • Enter your Stawika PIN
  • Check your loan limit 
  • Apply
Loan will be sent to your M-PESA number verified by Stawika

Pay Stawika Loans via M-Pesa 

Stawika loan payment duration is from 61 days to 90 days. Loan payment process is as follows;
  • Go to M-PESA menu
  • Select Lipa na Mpesa 
  • Enter business no ( Enter Stawika Paybill number 830685)
  • Amount (enter the loan amount due)
  • Enter Mpesa PIN
  • Submit 

How to Contact Stawika Help Center 

To get help use the following Stawika phone numbers and email address below;
  • Call;0790523410 or 0789814134
  • Email;


  1. Good morning, i have cleared my loan of 4902 and received a message to apply again nut on trying i see you need me to pay 1500 and yet i talked to one of you that i was admitted in hospital and would pay today, this is so annoying now all your numbers that i know are not going through, i neef an explanation cos i pay on time.

  2. same case to me. on changing to a new phone my app doesnt work anymore. more than a month not resolved.

  3. Enter your comment...difficult registering it say my number has exceeded the minimum times if registration


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