Utunzi Loan App - How to Download and Apply for Loans, Repay via Mpesa Paybill, Contacts

Utunzi loan app

Utunzi Ventures, a micro lender in Kenya is providing quick and affordable loans through an android mobile app dubbed 'Utunzi Loan App'.

Utunzi Loan App which serves as the borrowing platform, enables clients to apply for loans ranging from ksh500 to ksh100000.

Loan approvals depend on a borrower's credit score calculated automatically by the app while also putting into consideration the information provided in the sign up questionnaire.

On approval,the amount applied for is disbursed to the borrowers Mpesa account within minutes.

Update;20th October 2019
I have received claims from Kenyans that Utunzi is asking for some fees before one can access loans.I therefore advice you use this app at your own will.Am still trying to reach them for clarification on the matter.

Getting Started with Utunzi 

  • Go to Google play store and download utunzi app
  • Install that app into your mobile phone
  • Sign up with ypur phone number and ID number 

How to apply for Utunzi Loan

Follow these steps to apply for a loan from utunzi loans.
  • Login into your utunzi app
  • Select 'Apply for a Loan'
  • Enter the amount you wish to borrow
  • Answer a few questions
  • Attach photo of your ID
  • You can also add referees
  • Submit
If your application gets approved,your loan amount applied for will be sent into your Mpesa number in a few minutes by Utunzi Ventures.Repayment period for loans borrowed differ as per the amount taken.

How to repay Utunzi Loan

When the loan will be due,this is how you'll repay your borrowed money;
  1. Go to Mpesa
  2. Select Lipa na Mpesa
  3. Select Pay bill
  4. Enter 800950 (this is Utunzi Ventures Paybill number)
  5. Select Account number
  6. Enter your phone number as the account number.
  7. Enter Amount (here enter the loan amount due)
  8. Press OK

Utunzi Loan Contacts

Its always normal to get stuck here or there as one uses a product.If you need any information from utunzi ventures,simply reachbtjem through the below contacts;
  • If you can access the app ,use the in-app support to send a message.
  • You can call 0720686009 or 0721843974
  • You can visit Utunzi at Vitram Plaza,3rd Floor, Nairobi.


  1. Utunzi please,
    You sending me notifications to pay my loan or else I'll be blacklisted yet my due date is 04/11

  2. I paid sh,400 reg. Fee and got a limit of sh. 300 and given two wks to repay. Just after 6 hrs am being threaten with crb and forced to repay

  3. After paying sh 400 reg. Fee, I got sh.300 limit and was forced to repay after 6 hrs by being threatened with crb reporting the same day.


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