With extremely high rates of loan defaulting in Kenya, VCB with a capital base of kes14billion and a customer base of 3000 have managed over the years to receive 100 percent loan repayment from its borrowers.
The GCR report read;
The ratings of VCB reflect its successful relationship-based niche private banking model and broadly stable credit profile, supported by robust asset quality, comfortable capitalisation, strong liquidity and sound profitability.The lender has a network of three branches in Nairobi providing personal banking and corporate banking services.
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